Friday, February 17, 2012

Health Insurance Woes

Today was a rough day.

I am dealing with insurance issues YET AGAIN.  I don't know how often I post about them on here but I bitch constantly on facebook about them.  Seems every other month my insurance company drops me.  I deal with Medicaid and it blows!  Monday I got my information in the mail for Medicare and I am excited to get enrolled on June 1st.  That should help with some of my issues.

However, today as I was trying to sort out WTF went wrong and why I was dropped, I learned that I will lose my Medicaid when I get Medicare.  Reason I know this?  That was why they dropped me, 3 months early.  When I explained I don't get it till June 1st he said "oh ok, your coverage should end May 31st then".  "I can't have *** with Medicare?" "No".

I then proceeded to call the number I was given to enroll in a new plan I was sent a letter about in November (which I never received).  Called them and it just went down hill.  The plans I qualify for based on my income are too expensive for me to afford, plus the high co-pays I would have.  I began to cry and told the woman I would have to call back.  After recomposing myself I called back to find out why I was being put on this particular plan when this time last year I was on the same insurance yet different plan and my income has not changed.  Well they fucked up last year and enrolled me in the wrong plan.  So my premium doubles and my co-pays triple to ten times as much.  I was not a happy camper.

I was on a great plan last year, paying $60 month with cheap co-pays for meds (read $3) and now I will have to go on one that is $125 a month with $12.50-$25 co-pays for meds and $22 co-pays for doctors.  I have no idea how I am going to afford it.  But I know it will work out in the end.

Now I just need to get my eyes back to normal. They are so tired and dry from crying.


  1. I hate that you are having to go through this. I'll be sure to keep you in my prayers.

  2. Please hang in there. For those who have CF, I am paddling 65 miles in april as a blind father. Yes, I am blind and I will paddle 65 miles to raise funding and awareness for CF! Please take a look at my page:

    I also have a facebook page:

  3. In three days, I have raised over 400 dollars for CF research. Thanks to all and hang in there my friend. We will find a cure.